My own insurance policy includes Property Owners Liability, why do I also need this cover with Ross + Liddell?

Ross + Liddell have a mandatory minimum requirement for Property Owners Liability Insurance. This is to ensure that all clients within the development are protected, under one policy, against liability claims. POL Insurance Certificates also confirm the inclusion of additional cover in respect to material damage to common walls and fences, where applicable.

This is recommended by our Insurance Brokers, as many individual policies do not extend to include common areas.