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Home > I have a Buildings Insurance policy with another provider. Can I insure only the common areas with Ross + Liddell?

I have a Buildings Insurance policy with another provider. Can I insure only the common areas with Ross + Liddell?

It has been our experience that having two policies is not cost effective and may not comply with the requirements of the Title Deeds. In addition, policies arranged on an individual property do not always cover the common areas, particularly in the event of a large claim.

It is also a policy condition that the sum insured should represent the reinstatement cost of your property, including your proportion of the common areas. We would therefore need to seek Insurer approval as to whether they would agree to insure the common areas only.

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Our office hours are 9am to 5pm Monday to Friday, the best way to contact us during this time is via Live Chat.

If you would prefer to call rather than use our Live Chat function, please use the below:

Head Office

60 St Enoch Square
Glasgow
G1 4AW
0141 221 9266

Lettings Office

89 Byres Road
Glasgow
G11 5HN
0141 334 3670

Dundee

Unit 21A City Quay
Camperdown Street
Dundee DD1 3JA
01382 201 535

Edinburgh

6 Clifton Terrace
Edinburgh
EH12 5DR
0131 346 8989
Ross + Liddell Limited | Registered in Scotland (No. SC097770) | Registered Office 60 St Enoch Square, Glasgow, G1 4AW | Copyright © Ross + Liddell 2025. All rights reserved.
Ross + Liddell Limited is authorised and regulated by the Financial Conduct Authority in relation to arranging insurance. Please see our Insurance Page for further details.
Property Factor Registration No: PF000196
Letting Agent Registration No: LARN1805012

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