How do I cancel my Insurance policy?

You should make any request for cancellation of cover, in writing, to our Insurance Team.

Ross + Liddell’s Common Insurance Policy is written specifically for properties factored by Ross + Liddell only, and is held in joint names, showing the policyholder as being the Co-proprietors and Ross + Liddell.

It should also be noted that the Insurance is placed, at each renewal, for a period of 12 months, and, in the event of any mid-term cancellation, any return premium is only available at the discretion of the Insurer, Zurich plc, and entirely subject to no claims having been made. If authorised, any return premium will be provided on a “pro rata” basis, after deduction of the full amount of Commission which would be received, had the policy not been cancelled, as the majority of work undertaken, and costs incurred, by Ross & Liddell and our Insurance Broker, relating to the Insurance policy, will have been completed, and incurred, prior to any midterm cancellation.

Where Ross + Liddell arrange the common insurance policy for the property and our management terminates, the insurance cover will end at the same time as our appointment as Property Manager. Owners, or the incoming Property Manager, will require to arrange alternative, and appropriate, Common Insurance Cover, in compliance with the Title Deed provisions, from the date of Termination.